A new month means a new opportunity to win big in the premium bond draw.
Two lucky bond holders have scooped the top prize of £1 million, while thousands more have won cash sums ranging from £100,000 to £25.
The Government’s National Savings and Investments (NS&I), which runs the scheme, is billed as a “fun way to save”, with all cash prizes tax-free if your number comes up.
However, holders have to keep in mind that the odds of winning are 22,000 to 1 for every £1 bond in the monthly prize draw.
What were the winning premium bonds numbers for February 2025?
Each month a fresh batch of premium bond winners are announced with two lucky bond holders receiving the top prize of £1 million each.
This month the winning numbers for the biggest prize funds were:
150EN423722 from Kirklees winning £1 million 513EP525664 from Sheffield winning £1 millionThere were 81 bond holders who picked up the £100,000 cash prize, 163 who got £50,000 and 328 who walked away with £25,000.
At the other end of the scale, 1,975,786 received £100, 1,975,786 got £50 and 1,792,894 won £25.
There were 5,815,708 cash prizes in total with the value of the monthly prize fund set at £426,485,250.
Premium bonds are a way of investing money which doesn’t earn interest but instead has an annual prize fund rate which funds a monthly prize draw (Photo: Peter Dazeley/Getty Images)To check if your bond number or numbers have proved lucky this time, holders can go to the NS&I website and use the prize checker here, entering their bond numbers.
Or they can get the same information on the NSI app, which can be downloaded for free at the Apple App Store or Google Play for Android.
Holders can also find out whether they’ve been lucky in the prize draw by asking Alexa, using the Premium Bonds prize checker Alexa skill at Amazon.
Once the skill is enabled, you can check for prizes, find out when the next results are available and if you have any unclaimed prizes.
To check on bonds, holders will need their unique number, found on the bond record or by logging into their account on the NS&I website.
It will have either nine of 10 digits, or be an eight-digit number with a letter at the end.
There is no time limit on claiming prizes, so holders can claim as far back as the original 1957 draw.
But to reduce the potential for leaving prizes unclaimed, premium bond holders can opt to have them paid directly into their bank account or automatically reinvested into more bonds.
NS&I says that almost nine in 10 prizes are now paid this way, more details are available here.
What are the chances of winning?
The prize rate dropped from 4.4 per cent last year to 4 per cent in January.
And the chances of winning are now 22,000 to 1 for every £1 bond in the monthly prize draw.
According to the Money Saving Expert website, it means the odds of winning at least the minimum prize of £25 in one month are one in 880.
While the odds of winning £1 million per £25 of bonds in one month is one in 2,574,545,250.
How do premium bonds work and how can I buy them?
Premium bonds are a way of investing money which does not earn interest but instead has an annual prize fund rate which funds a monthly prize draw for tax-free prizes.
The prize fund rate and number of prizes in each cash prize value are variable, so can change at any time.
Each month, the winning numbers are generated by a random-number generator nicknamed ERNIE.
Every £1 bond entered into the prize draw has the same odds of winning, so the more bonds you purchase, the more chances you have of winning.
The minimum investment you can make in premium bonds is £25 and the maximum is £50,000.
To purchase them, you can:
Buy online – got to the website here and with your debit card details ready. Buy over the phone – call free on 08085 007 007 to purchase, with your debit card details ready. If you are buying bonds for someone else’s child, you cannot buy them by phone. Buy by post – print and complete an application form from here. Send it to NS&I, Sunderland SR43 2SB with a cheque payable to NS&I. Buy by bank transfer or standing order – if you or a child you are buying for already have some premium bonds, you can buy more via bank transfer (including standing order) Read More Details
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