CHECKS worth up to thousands will be sent to select Americans today with more cash than they’d previously seen.
About 72.5 million people in the United States depend on Social Security for their income.
Direct payment for a specific group of recipients comes routinely on Wednesdays.
While the Social Security Administration (SSA) offers various programs, Americans who are retired, disabled, or survivors of deceased family members who worked and meet certain criteria are notably eligible for monthly funds worth up to $5,108.
The monthly cash arrives on different dates for qualifying recipients depending on their birth dates.
For example, those born on dates between one and 10 will get their Social Security payments on the second Wednesday of every month.
For those born on dates 11 to 20, it comes on the third Wednesday; for 21 to 31, it’s the fourth.
January 23, 2025, is the fourth Wednesday of the month, meaning those with birth dates between 21 and 31 will get cash today.
INCREASE IMPLEMENTED
It may not be the $5,108, as amounts will vary per recipient, but thanks to the annual cost-of-living adjustment (COLA), it will still be more than they received in January 2024.
The COLA is a percentage increase to Americans’ federal benefits to offset inflation pressures.
It’s determined every October for the following year, so the COLA for 2025 was announced on October 10, 2024.
A 2.5% increase was determined, and while it was the lowest in four years, it still means more cash for Americans.
In 2024, those retirees who waited to collect benefits until age 70 maxed out their payment at $4,873.
This year, it’s $5,108, thanks to the 2.5% or $235 bump.
For those born on dates between 21 and 31, the payment of up to $5,108 will be their very first with the increase on January 23, 2025.
Social Security recipients can find a comprehensive schedule of payment dates during 2025 on the SSA’s website.
WHEN SOCIAL SECURITY PAYMENTS ARE MADE
Social Security payments are issued on the second, third, or fourth Wednesday of each month based on the recipient's birth
Second Wednesday: For individuals born between the 1st and 10th of the month Third Wednesday: For those born between the 11th and 20th Fourth Wednesday: For those born between the 21st and 31stAmericans eligible for Supplemental Security Income (SSI) will also get funds up to $967 in just days.
The amount is up from $943 in 2024 and will arrive on January 31.
SSI recipients would’ve also received $967 on December 31, 2024.
This happened because of how the dates fall — January 1, New Year’s Day, is a federal holiday.
OVERPAYMENT OBSTACLE
While many are receiving benefits this month, some continue to owe the SSA after surprising overpayment notices worth thousands.
An autistic man was left paying back about $18,000 due to overpayment after he was deemed “no longer eligible.”
Someone else found themselves owing $100,000 racked up over 10 years without their knowledge.
A woman even recently got a bill of $63,000 with no warning.
In an exclusive conversation with The U.S. Sun, an attorney noted that overpayments cost Americans around “$9 billion” yearly.
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