‘Positive’ medical debt credit reporting is a Trojan horse ...Middle East

A bill recently introduced to allow for positive reporting of medical debt payments might sound good on paper. In reality, it's not likely to benefit consumers. It could even end up harming them. The Reporting Medical Debt Payments as Positive Consumer Credit Information Act of 2024 is a Trojan horse, with hidden traps and backward steps for consumers. One of the biggest problems with the bill is that it simply doesn’t do much to help consumers. Medical debt is almost always reported by debt collectors, so it shows up as a collection item — something viewed as inherently negative. Moreover, even if medical bills were to show up as regular credit accounts instead of collection item

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‘Positive’ medical debt credit reporting is a Trojan horse ...Middle East

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