Federal Home Loan Banks should do more than the minimum for affordable housing ...Middle East

The Hill - News
Federal Home Loan Banks should do more than the minimum for affordable housing
source : The Hill ( Middle East ) () 44
Recent news stories have highlighted the Federal Home Loan Bank (FHLB) of San Francisco’s decision to provide billions of dollars in loans to Silicon Valley Bank and Silvergate Bank in the weeks leading up to their failures.  While many Americans are familiar with mortgage giants Fannie Mae and Freddie Mac, far fewer know about the 11 regional FHLBs, a group of government-chartered institutions with a relatively low profile. Nevertheless, the FHLBs are critical players in our housing finance system, with about $1 trillion in assets and significant value derived from their implied government backing. The FHLBs are poised for an overhaul and, given the taxpayer-funded benefits they enjoy

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