But if you’re not happy even if your bills are paid and your debt is manageable, it’s probably because you’re thinking about money the wrong way. Instead of thinking about being affluent in terms of money, you should be thinking in terms of being affluent in time.
Then, our weekends are filled with household projects and maintenance and other responsibilities (or second jobs or overtime). We keep telling ourselves that we’ll get back to a hobby, or make time to see friends, or get some extra sleep next week, or next month, or at some unknowable time in the future.
How to become time affluent
Time is one of the few resources in our lives we can’t create more of no matter how creative, ambitious, or hard-working we are. You get 24 hours in a day and that’s it—and once those hours are gone you can’t get them back. But what you can do to become more time affluent is manage your time more effectively, treating it like the limited resource it is. You can achieve more time affluence by doing four fundamental things:
Delegate. Always think about what you can delegate to someone else. For example, if you can afford to hire cleaners for your home you can reclaim the time you would otherwise spend cleaning the house. You’re essentially buying time from someone else.
Automate. Are there aspects of your life you can automate? Bill paying is an easy example of this: Instead of spending an hour every week paying bills individually, setting up automatic payments gets you that hour back. Think about any opportunities you have to automate stuff—prescription refills, meal plans (if it’s in your budget), even grocery shopping can be automated these days through weekly subscription platforms.
Instead, monotask, which means focusing on a single task until it’s done. It’s an extremely simple concept, but it requires discipline, like sticking to the time-blocking schedule you created, eliminating distractions, and forcing yourself to focus.
Having more money can make some of these steps easier or even possible, surely—but you can apply these four principles to your time management no matter what your financial circumstances are, and improve your time affluence to poverty ratio at least a little bit.
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