C&I Loans (Commercial and Industrial loans):
% of Banks tightening was the highest in more than a year
Demand weakened significantly across all firm sizes.
CRE Loans (Commercial Real Estate):
Multifamily loan standards were mostly unchanged.
Over the past year, banks tightened loan-to-value ratios, debt service coverage, and reduced interest-only periods.
Household Lending:
Lending standards mostly unchanged, except modest tightening for non-QM jumbo mortgages.
HELOC standards were stable, but demand for HELOCs modestly strengthened.
Credit card lending standards tightened slightly (especially credit limits).
Demand weakened for credit card and other consumer loans; auto loan demand was stable.
This article was written by Greg Michalowski at www.forexlive.com. Read More Details
Finally We wish PressBee provided you with enough information of ( Fed: Senior Loan Officer Opinion Survey on Bank Lending Practices released )
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