If you know your way around a vehicle, you can save some money by doing your own repairs. But if you’re not the DIY type, there's still some hope: You might be able to get free (or very low-cost) maintenance and repair work done on your car—if you know where to look.
Recalls can be easily overlooked when buying a used car, and they only address specific problems. But if one of those specific problems is your problem, finding out there’s one on your make and model can get it repaired at no cost to you, so it’s worth checking.
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To be fair, these are clearly “loss leader” services designed to get you in the store in the hopes that if they find problems, you’ll just pay them to do the work. But these are legitimately free maintenance services that can save you a little money—and possibly alert you to a big repair bill that you’ll have to deal with in the near future, so you can start making plans.
Dealers and mechanics occasionally do what are known as “goodwill” repairs. These are repairs or other maintenance work that are no longer covered by a warranty or other official agreement that are still done without cost to you. Goodwill repairs are entirely at the discretion of the dealer or mechanic, so there is never any guarantee of getting one. On the other hand, it doesn’t hurt to ask. If your vehicle is just outside the warranty range, or if you have a long relationship with your mechanic, it’s possible they’ll be willing to do some goodwill work for you.
Trade schools
Assistance programs
If you can’t find a mechanic or program that provides free car repairs, you might be able to make those repairs free by getting financial assistance. There might be local programs that help people pay for car repairs, and here are a few national resources to check out:
ModestNeeds.org offers Self-Sufficiency Grants, including grants for car repairs. There’s an application process and eligibility is based on need.
Veterans’ programs. There are many financial assistance programs providing grants and loans to military veterans, and many include car repair costs. Operation Homefront also offers explicit car repair assistance to veterans.
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