How Joining a ‘Lending Circle’ Can Help Your Finances ...Middle East

Borrowing money can be expensive and surprisingly difficult, especially for small-dollar loans you might need for emergencies and surprise expenses. Personal loans through banks and other lenders can be pricey—interest rates are currently around 12% for these kinds of loans, and they often come with other costs like application fees and origination fees; the latter can be as high as 10% of the loan’s value.Folks with bad credit often turn to bad ideas like payday loans or credit card cash advances, which are exorbitantly expensive and often difficult to pay off. And even people with good credit can struggle to get a loan these days—it’s getting harder to even get a loan. Whether you’re strug

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