The FTC Is Warning Consumers About a Scam on Discounted Monthly Bills ...Middle East

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Here's how scammers are ripping people off, and how to protect yourself.

A public service announcement from the FBI's Internet Crime Complaint Center describes a similar scam involving discount medical insurance. In this scheme, fraudsters reach out via unsolicited calls, texts, or emails and pretend to represent legitimate health insurance providers. They may pressure targets to sign up for a new plan at a discounted rate that's available only for a limited time or promise free services. Once victims purchase a plan, they are unable to cancel it, receive refunds, or use the supposed benefits upon receiving costly medical or dental bills they believed were covered.

How to protect yourself

To avoid becoming a victim, don't make any quick decisions. End the conversation, and contact the company that's supposedly offering the deal to confirm whether it's real. Only use phone numbers and websites you search for directly—do not click links or call back numbers you're sent in messages. Never pay anything up front.

If you are targeted for discounted medical insurance, research the company through your state insurance commissioner and the Better Business Bureau to check whether it's reputable and licensed in your state. Confirm that your providers accept the plan, and read any policy documents carefully before signing. If you don't receive any documents, it's almost certainly a fraud.

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