If you’ve tried to buy a concert ticket in recent history, you’ve been slapped with a shocking string of processing, commission, or transaction fees. From secondary sellers like StubHub and Vivid Seats, to primary sellers like Ticketmaster, AXS, and SeatGeek, these fees are built into the modern business model of ticketing live events. Of course, that doesn’t mean we have to sit back and take it. Ticketmaster in particular has been hit with multiple class-action lawsuits for the company’s lack of transparency.
Airbnb fees
Next to the cost of concert tickets, Airbnb has gained notoriety for its bullshit fees. I've found the growing consensus is that Airbnb simply isn’t worth its exorbitant service fees. I'll never forget a few years back, there was a viral tweet with a screenshot of a $99/night listing that ended up totaling $413.95 for two nights after fees and taxes were added at checkout.
Of all the bullshit airline fees these days, “seat selection” might be the shadiest. Paying an additional $20 for my seat? Isn’t that what the ticket is paying for in the first place? During the booking process, it’s not always clear that the seat selection fee is completely avoidable.
ATM fees
When you need cash fast, ATM fees are tough to avoid. It’s utter crap to be charged three dollars to access my own money, but, alas, the big banks don’t seem to be listening to my ramblings.
If there’s someone you can trust to be honest and no-bullshit, it’s a car salesman, right? From advertising fees, delivery fees, undercoating fees—it’s easy to get lost in all the additional charges that get tacked on at a car dealership.
Gym initiation fees
When you join a new gym, your first bill might come with an “initiation fee.” This sucks, and you should try to get out of it.
Make a habit of checking your free credit score from sites like Credit Karma or Experian. What you shouldn’t make a habit of is paying a fee for a credit report literally ever, since this likely means you’re falling for a scam.
Overdraft fees
“Overdraft protection” sounds like a positive thing to stop you from taking out more money than you have in your account. However, when the bank offers overdraft protection, they charge quite the fee for it. You accidentally overdrawing your account by a few cents could turn into an outrageous $50 charge.
A paper bank statement can come with a wild $2 or $3 monthly fee. Those dollars add up, and for no reason other than, what, receiving mail?
Online shipping fees
As much as I'd like to support in-person brick and mortar stores, sometimes Amazon one-day shipping is the only option I have. And with shipping costs these days, I know I'm guilty of buying more products just to qualify for free shipping—the classic "spend to save" trap.
How to avoid them: Always consolidate orders to avoid multiple shipping charges. Compare shipping rates across multiple retailers before purchasing, and sign up for free shipping programs like Amazon Prime or Walmart+. Plus, you can go for good old-fashioned store pickup options when available.
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