19 Ways To Save Money on Your Shopping at 55+ ...Saudi Arabia

19 Ways To Save Money on Your Shopping at 55+

Everyone loves a discount, right? For people over 55, taking advantage of senior discounts is an effortless way to shave a few dollars off your total. Here’s a list of some deals to watch out for:
Kohl’s: On Wednesdays, save 15% off your in-store purchase Michaels: Save 10% off your purchase (in-store and online) with your Michael’s rewards account on Tuesdays CVS: Use your ExtraCare card to get 2% back in store credit on in-store or online purchases AMC Theatres: People 60+ get discounted movie tickets at some locations Hertz: Join Hertz’s Fifty Plus Program to save on car rentals

2. Stick with generic products.

Buying brand-name products isn’t always the best choice, especially if you’re 55+ and looking to save money. Even if you’re skeptical, trying out the Great Value loaf of bread instead of Nature’s Own doesn't hurt. If you don’t like it, reevaluate and figure out another food you can buy generic. Sticking with the cheaper option is a simple way to avoid overpaying for a more expensive brand name. People in the grocery industry say that, in most cases, you can’t tell the difference between generic and name-brand items in the grocery.

4. Use Cash Back apps.

You don’t have to be fluent in using a smartphone to save money with cash-back apps. A few cents can turn into hundreds of dollars with dedication, receipt-saving and coupon clipping. Ibotta is a popular app that features cash-back offers at most major retailers, both in-person and online. You can even pair your membership accounts with the app to automatically earn cash with your saved offers. The best part? You can transfer your earnings directly to your bank account. Other apps like Fetch have you scan your receipt to accumulate points and earn gift cards.Related: 125 Creative Ways To Earn Extra Money in 2025

6. Invest in an AARP membership.

You're missing out if you’re over 55 and don’t have an AARP membership. Senior membership associations like AARP partner with well-known businesses to offer perks, ranging from hotel discounts to cheaper car insurance rates. Most of these organizations require you to pay an annual fee, but it usually pays for itself if you regularly use your membership card to get discounts.

8. Shop during designated senior times at the grocery.

Large chain stores like Walmart, Target, Kroger, Aldi and Dollar General offer designated times for senior shopping—usually during the early morning. It’s the perfect time to get your household essentials without the usual crowded aisles and long lines, alleviating the stress of grocery shopping and getting you the best deals first.

10. Browse the aisles with a friend.

Although shopping with friends is usually associated with impulse buying, there are ways it can minimize how much you spend on things you don’t need. Choose a shopping partner willing to hold you accountable if you tend to buy whatever sparks your fancy. When your friend chimes in with a “Do you really need that?” view it as an opportunity to save money.

12. Research an item’s quality before making a purchase.

Before making a purchase, do your research and ensure you’re buying something high-quality. Reading reviews is another effective way to reduce your chances of spending money on something that isn’t worth it or won’t last as long as you need it to. Plus, there’s nothing worse than making repeated trips to the store to replace items—which is more costly than investing in a higher-priced item. It’s important to note that this isn’t feasible for everyone. Shop within your means and get the best quality for your household budget!

14. Prioritize paying off high-interest debt.

Did you know that in 2019, the average debt of a Baby Boomer (people aged 56-74) was over $95,000? Or that around 9% of adults 65+ have significant medical debt? Since older adults are more at risk for health problems and are more likely to be hospitalized than their younger counterparts, it’s easy for things like medical bills to start piling up. Add that to other expenses, and you have an unreasonably high monthly debt bill. When budgeting, prioritize paying off high-interest debt from credit cards to avoid paying unnecessary interest on your debt.Related: Is It Better To Save Up for Retirement or Pay Off Debt? Financial Pros Weigh In

16. Talk to a Medicare broker.

Medicare brokers are insurance professionals who can help you find the best plan for your needs. This service is free for any Medicare recipient, saving you the time of searching through thousands of available plans and the frustration of signing up for the wrong one. Finding a broker is easy—just visit medicare.org or contact the National Council of Aging.

Book your tickets and excursions as early as possible to get discounts.Watch for holiday sales.Look at high-value vacations like cruises. Travel on days of the week when prices are lower, like Sunday or Monday.
Related: You Just Might Want To Plan Your Next Vacay in One of These States That Has No Sales Tax

18. Find out what benefits your health insurance offers.

19. Be mindful of your utilities.

One of the easiest ways to reduce your monthly spending is to watch your energy use. Utility bills can easily spike during season changes, like when you’re ready to crank up the heat during winter or set the thermostat to 64 when the weather gets warmer. Using energy-efficient household items (appliances, light bulbs, etc.), unplugging unused devices or chargers, and performing regular home maintenance like testing doors and windows for cracks or leaks are all ways to be mindful of your utilities and save money.

Related: 5 Money Moves That Will Bump You From Lower Middle Class to Upper Middle Class, According to Finance Experts

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19 Ways To Save Money on Your Shopping at 55+ ...Saudi Arabia