Life is full of tasks to be done: There’s work to perform, cleaning and maintaining our homes, getting medical checkups, feeding ourselves and our families—the list of chores is endless. And your reward for checking something off that list? Probably more chores. Keeping up with all that (and even knowing what needs to be done) can be exhausting, as well, so we’re often happy to pay someone to take care of certain things for us. But just because you can pay someone to perform a service for you doesn’t mean it’s always worth it. While everyone's DIY skills (and specific needs) obviously vary, you can often save yourself a little money and wasted effort by doing stuff yourself—or not at all.
But there’s no evidence that duct cleaning actually prevents health problems, according to the EPA, and unless your ducts are absolutely jammed with dust, infested with vermin (or visibly filled with mold) there’s likely little impact on cooling or heating. If you’ll sleep better at night knowing you could eat dinner off your duct’s interior, they’re easy to clean DIY, so don’t bother paying someone up to $1,000 for the service.
Picture framing
And if you do need something framed, you’re better off just buying a frame from Target or someplace. There’s simply not that much difference in how the final product will look once it’s on your wall, so the only time going to a frame store to pay for the service makes sense is if you have something with unique dimensions or really want a bespoke frame and presentation.
But you don’t need to get on the roof to clean it. Many homeowners can invest in a roof rake and a gutter rake and in just a few minutes, clear most debris or snow off your roof and out of your gutters, with minimal physical effort and zero time spent on a ladder regretting your recent life decisions.
Furniture and carpet protection
If your basement or crawl space is damp or has standing water in it every time it rains, there are certain steps you should take—a sump pump can help drain away standing water, for example. But hiring a waterproofing contractor is probably not worth it for one simple reason: It’s addressing a symptom, not a cause. Waterproofing the interior of your basement is probably not going to work, because as every homeowner knows, water is a wily demon that will always find a way into your house—often mysteriously. If you want a dry basement, you need to address exterior forces: The grading of the ground around your home, the state of your gutters (adding gutter extenders can ensure they aren’t just dumping water on your foundation), and planting a rain garden. There may be scenarios where paying for interior waterproofing is the right move, but they come only after addressing the relatively easy and cheap stuff outside the house.
Home warranties
Home security
Having a home security system of some sort is not a bad idea—there’s evidence that they are pretty decent deterrents, as professional thieves want to avoid the potential extra work involved. But police response can be slow, and they often have a high false alarm rate. Smart doorbells with cameras offer a similar deterrent to potential thieves as traditional home security systems, and offer a range of other features, like being able to see who's at your door (and what they're doing), and even speak to them. If you want a whole-house system, there are robust free options that offer the main deterrence benefit without the service fee.
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