The moment you realize just how much money you’ve borrowed to buy a house is the moment you magically transform into a handyperson, ready to wander around with a hammer and an adjustable wrench, fixing things before they become enormous repair bills. But even the most aware homeowner tends to focus on the stuff they see and interact with all the time—roof leaks, failing air conditioning units, etc. Houses are designed to hide their grimy, dirty guts from you, however, which means that a lot of the critical aspects of your house are out of sight and likely out of mind.Much of this stuff is designed to last a very long time—but not forever. Houses with concrete foundations and timber framing (
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